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Puppy Financing

Enjoy low monthly payments with no down payment and get approved in just 15 minutes! At Golden Paw Frenchies, we make it easy to afford your new Frenchie with quick approval and flexible payment plans. Welcome your dream puppy home today!

Puppy Financing Options

The ideal financing option for your puppy will depend on your financial circumstances, the puppy's cost, and your repayment ability. Carefully evaluate your payment choices and select the one that best suits your needs

Option 1

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Fast pre-approvals. 8% origination fee, split into your monthly payments. No additional interest if fully repaid within six months. Most credit scores are considered.

  1. Applying Will Not Impact Your Credit Score

  2. No Pre-Payment Or Interest Penalties

  3. No Money Down

Apply Now
  • How does puppy financing work?
    Pet loans are available through various financial institutions, credit agencies, and online platforms. After your loan application is approved, the lender will review your details and credit history. They will then provide the loan terms, which may include spending limits.
  • What credit score do you need to finance a pet?
    Typically, pet financing is available for individuals with credit scores around 600, though specific requirements vary by lender. Some banks might require a score of 650, while other lending companies may approve borrowers with scores below 550.
  • How can I determine if a financing option is a good deal?
    Carefully compare financing options by considering the overall cost, including interest and fees. Read all terms and conditions thoroughly, and don't hesitate to ask questions if you need further clarification.
  • Can I finance a puppy with bad credit?
    Financing a puppy with poor credit can be difficult, but it's still possible. Some lenders might consider your application if you have a cosigner with good credit or if you can provide a larger down payment.
  • Do dog breeders usually take credit cards?
    Yes, many dog breeders accept major credit cards, which is the safest option. However, some breeders may also accept other forms of payment like cash, checks, Zelle, or PayPal, though these offer less protection. It's best to confirm payment options directly with the breeder.
  • Are there any alternatives to financing a puppy?
    If financing isn't suitable or preferred, consider saving up to cover both the purchase price and the ongoing care expenses for your puppy. Keep in mind the additional costs like food, training, and veterinary care. Alternatively, adopting a puppy from a rescue organization or shelter can be more affordable and provides a loving home to a pet in need.
  • Are there any requirements for financing a puppy?
    Financing a puppy typically involves meeting certain criteria, which can vary by lender. Common requirements include being at least 18 years old, having a solid credit score, and providing proof of income and employment.
  • What are some red flags when buying a puppy from a breeder?
    When buying a puppy from a breeder, watch for warning signs. Verify the breeder's credentials and veterinary records to ensure the puppies receive regular care, vaccinations, and check-ups. Inquire about their breeding practices, including how they plan litters and select puppies. Make sure the puppies are well socialized and living in clean conditions. Always ask for essential paperwork, like health certificates or registration papers. If the breeder cannot provide this information, consider looking for another breeder.
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